1st Credit

1st Credit purchases debt portfolios from banks, utilities suppliers and telecoms companies.

1st Credit strives to be the UK’s most ethical debt purchase and collection company. If they have contacted you about a debt, that means they have purchased it from your original bank or creditor and the balance is now owed to us. They want to work with you to help you clear your debts. They will take your financial circumstances into account and set up an affordable payment plan that allows you to repay your debts and get on with your life. If you can’t afford to pay anything they won’t ask you to pay and they will help you get free money advice.