Montecito Bank & Trust

Montecito Bank & Trust is a locally owned community bank founded in 1975.

Montecito Bank & Trust is dedicated to making the communities we serve better places to live and work. Our associates work hard each and every day to fulfill this mission by offering financial solutions to our customers, delivered with the highest quality of service. We believe in the importance of investing in our communities in various ways – from the loans we make to individuals, families and businesses of all sizes to our ongoing volunteerism, financial outreach programs, and nonprofit support. As a result of this unwavering commitment throughout the years, we have become the largest and oldest locally-owned community bank in the areas we serve.