Welcome Real Time

Welcome Real Time provides the banking and payment industry with payment based loyalty solutions.

Welcome Real-time S.A. provides credit and debit card acceptance, and payment integrated value-added service solutions for the banks, retailers, merchants, and financial organizations. Its products include XLS Server, which adds EMV capabilities to a bank's payment authorization and processing system; XLS POS that includes software libraries used by POS developers to create full featured payment applications; XLS Card, which includes personalization specifications and card applets used to add payment parameters and data next to EMV risk parameters, and data during the card issuance process; CardCare that provides card activity reporting and card's contents to facilitate cardholder services, such as card replacements and cardholder inquiries through a bank's Website or call centre; and MerchantCare, which provides a bank's merchant services with merchant activity reporting, as well as a view of merchant's transaction activity and payment parameter settings. The company was founded in 1996 and is headquartered in Aix-en-Province, France with additional offices, and research and development facilities in Singapore, Singapore; Madrid, Spain; Miami, Florida; Shanghai, China; and Sao Paulo, Brazil.